Introduction
The Indian government continuously introduces new schemes and policies to support farmers and improve agricultural productivity. Keeping up with the latest schemes can help farmers access financial aid, technological advancements, and other benefits that enhance their livelihoods. Here’s a look at some of the most recent agricultural schemes launched by the government.
1. PM Kisan Samman Nidhi (PM-KISAN)
This direct income support scheme provides financial assistance to small and marginal farmers.
Key Features:
- ₹6,000 per year, given in three installments.
- Available to all small and marginal farmers.
- Funds transferred directly to farmers’ bank accounts.
2. Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)
This scheme focuses on improving irrigation facilities to ensure water security for farmers.
Key Features:
- Enhancing irrigation efficiency.
- Promoting micro-irrigation techniques.
- Ensuring ‘Har Khet Ko Pani’ (Water for Every Field).
3. Kisan Credit Card (KCC) Scheme
This scheme provides affordable credit to farmers to meet their agricultural needs.
Key Features:
- Low-interest loans for crop production and allied activities.
- Flexible repayment options.
- Insurance coverage against crop loss.
4. Agricultural Infrastructure Fund (AIF)
A financial support scheme aimed at improving post-harvest management and supply chain infrastructure.
Key Features:
- ₹1 Lakh Crore fund allocation.
- Support for building warehouses, cold storage, and processing units.
- Subsidized interest rates for farmers and agribusinesses.
5. National Mission for Sustainable Agriculture (NMSA)
This scheme promotes climate-resilient agriculture by encouraging sustainable farming practices.
Key Features:
- Support for organic farming and soil health management.
- Promotion of agroforestry and water conservation techniques.
- Integration of technology for climate adaptation.
6. e-NAM (National Agriculture Market)
A digital initiative that connects farmers to buyers across India, ensuring better price discovery and transparency.
Key Features:
- Online trading platform for agricultural commodities.
- Reduction of middlemen and better price realization for farmers.
- Nationwide access to agricultural markets.
7. Rashtriya Krishi Vikas Yojana (RKVY)
A scheme to enhance the overall growth of the agricultural sector by funding state-level initiatives.
Key Features:
- Financial assistance for innovative agricultural projects.
- Encouragement of agripreneurship and farm mechanization.
- State-driven approach to agricultural development.
8. Atmanirbhar Bharat Package for Farmers
A comprehensive package under the self-reliant India initiative to strengthen agricultural infrastructure.
Key Features:
- ₹1 Lakh Crore for agriculture infrastructure.
- Special focus on animal husbandry, fisheries, and dairy sectors.
- Promotion of food processing industries.
9. Fasal Bima Yojana (Crop Insurance Scheme)
This scheme provides crop insurance to protect farmers against financial losses due to natural disasters.
Key Features:
- Insurance coverage for various crops.
- Compensation for yield losses due to unforeseen climatic conditions.
- Affordable premium rates for farmers.
10. PM Formalisation of Micro Food Processing Enterprises (PMFME) Scheme
Aimed at supporting small-scale food processing units through financial and technical assistance.
Key Features:
- Credit-linked subsidy for food processing units.
- Focus on value addition and branding of agricultural products.
- Capacity-building and skill development programs.
Conclusion
The Indian government continues to introduce policies and schemes to support farmers and boost agricultural productivity. Awareness and proper utilization of these schemes can help farmers maximize their benefits and improve their livelihoods. Staying informed about these schemes ensures that farmers can take full advantage of government support.
FAQs
1. How can farmers apply for PM-KISAN benefits?
Farmers can register through the official PM-KISAN website or visit the nearest Common Service Center (CSC).
2. What is the main objective of the Kisan Credit Card (KCC)?
The KCC scheme aims to provide short-term credit to farmers at low-interest rates to meet their financial needs.
3. How does e-NAM help farmers?
It provides an online marketplace where farmers can sell their produce at better prices without middlemen.
4. Which scheme provides insurance coverage for crop losses?
The Pradhan Mantri Fasal Bima Yojana (PMFBY) offers crop insurance to protect farmers against financial losses.
5. What is the focus of the Agricultural Infrastructure Fund?
It aims to build storage, cold chains, and processing units to reduce post-harvest losses and improve supply chain efficiency.